As of the census of 2000, there were 21,119 people, 8,436 households, and 6,217 families residing in the county. The population density was 61 people per square mile (23/km²). There were 13,297 housing units at an average density of 38 per square mile (15/km²). The racial makeup of the county was 93.52% White, 0.25% Black or African American, 3.66% Native American, 0.24% Asian, 0.02% Pacific Islander, 1.34% from other races, and 0.97% from two or more races. 3.29% of the population were Hispanic or Latino of any race. 23.3% were of German, 11.5% English, 9.9% Polish, 9.0% Irish, 6.0% French and 5.2% American ancestry according to Census 2000. 95.1% spoke English and 2.9% Spanish as their first language.
There were 8,436 households out of which 29.90% had children under the age of 18 living with them, 63.60% were married couples living together, 7.10% had a female householder with no husband present, and 26.30% were non-families. 22.30% of all households were made up of individuals and 8.80% had someone living alone who was 65 years of age or older. The average household size was 2.48 and the average family size was 2.89.
In the county the population was spread out with 24.40% under the age of 18, 5.70% from 18 to 24, 24.20% from 25 to 44, 28.30% from 45 to 64, and 17.40% who were 65 years of age or older. The median age was 43 years. For every 100 females there were 99.50 males. For every 100 females age 18 and over, there were 97.10 males.
The median income for a household in the county was $47,062, and the median income for a family was $53,228. Males had a median income of $35,719 versus $25,778 for females. The per capita income for the county was $24,686. About 3.30% of families and 5.40% of the population were below the poverty line, including 6.40% of those under age 18 and 4.50% of those age 65 or over.